Your Finances.
Your Future.

Connect with trusted regulated financial advisers in the UK.

On average, those who recieve financial advice are £47,706 wealthier. Yet, most people don’t seek out expert guidance. We’re here to change that.

Financial advice is for everyone – including you. We connect you to high-quality, regulated advisers ready to help you build a lifestyle you love. That means less money stress, smarter decision-making, and more financial security.

Small Title FIeld

Lorem ipsum dolor sit amet ipsum dolor sit amet

Etiam mollis neque eu felis cursus pulvinar. Nulla condimentum facilisis libero, ut iaculis mi convallis et. Aenean pellentesque, lectus non sodales luctus, mi quam faucibus mauris, ut accumsan nibh velit ut dui. Aenean cursus quam ac tempor lacinia. Nam eleifend mattis facilisis.

Lorem ipsum dolor sit amet ipsum dolor sit amet

What does a financial advisor do?

Cras sit amet consectetur dolor, vitae hendrerit leo. Sed lacinia porttitor vehicula. Sed dictum sagittis justo et tristique. Curabitur porta scelerisque massa, in porta mi. Etiam semper turpis eget nisl dapibus condimentum. Fusce molestie tortor tincidunt arcu lacinia iaculis. Pellentesque ut egestas massa. Cras tempor tellus felis. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Donec pulvinar bibendum feugiat.

Is it worth paying for a financial adviser?

Cras sit amet consectetur dolor, vitae hendrerit leo. Sed lacinia porttitor vehicula. Sed dictum sagittis justo et tristique. Curabitur porta scelerisque massa, in porta mi. Etiam semper turpis eget nisl dapibus condimentum. Fusce molestie tortor tincidunt arcu lacinia iaculis. Pellentesque ut egestas massa. Cras tempor tellus felis. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Donec pulvinar bibendum feugiat.

How much money should I have before getting a financial adviser?

Cras sit amet consectetur dolor, vitae hendrerit leo. Sed lacinia porttitor vehicula. Sed dictum sagittis justo et tristique. Curabitur porta scelerisque massa, in porta mi. Etiam semper turpis eget nisl dapibus condimentum. Fusce molestie tortor tincidunt arcu lacinia iaculis. Pellentesque ut egestas massa. Cras tempor tellus felis. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Donec pulvinar bibendum feugiat.

Ad what point should you talk to a financial adviser?

Cras sit amet consectetur dolor, vitae hendrerit leo. Sed lacinia porttitor vehicula. Sed dictum sagittis justo et tristique. Curabitur porta scelerisque massa, in porta mi. Etiam semper turpis eget nisl dapibus condimentum. Fusce molestie tortor tincidunt arcu lacinia iaculis. Pellentesque ut egestas massa. Cras tempor tellus felis. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Donec pulvinar bibendum feugiat.

Can my financial adviser see my bank account?

Cras sit amet consectetur dolor, vitae hendrerit leo. Sed lacinia porttitor vehicula. Sed dictum sagittis justo et tristique. Curabitur porta scelerisque massa, in porta mi. Etiam semper turpis eget nisl dapibus condimentum. Fusce molestie tortor tincidunt arcu lacinia iaculis. Pellentesque ut egestas massa. Cras tempor tellus felis. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Donec pulvinar bibendum feugiat.
5 items found
    • Life insurance

    Meet the Smiths, a Couple Planning for a Baby

    The Smiths are excited about starting a family, but the financial realities are just starting to dawn on them. So, they decide to get help from an adviser. The adviser explains the importance of life insurance. They explain how it can provide financial security in case of unforeseen events, so the growing family’s needs—like childcare, education, and living expenses—are covered even in the worst-case scenario. The adviser then helps them choose a policy that fits their budget and accounts for future expenses. Regulated advisers have a fiduciary duty to act in their client’s best interest. This means they can only recommend policies that are truly suitable for the client. In contrast, insurance company employees aim to sell the highest priced policy possible.

    Did you know?

    Life insurance can replace lost income, cover outstanding debts, and provide a financial cushion for loved ones in the event of a serious illness or untimely death.
    • Pensions

    Meet John, a Mid-Life Professional with Multiple Pensions

    John is a professional in his mid-40s. Over his career, he’s worked for several employers. This has left him with a mix of pensions scattered across providers. John’s not sure if they are optimised or aligned with his retirement goals, so he consults a financial adviser. The adviser reviews John’s pensions and identifies several issues. The charging structure is opaque, and some funds are underperforming. There’s also an overlap in investments, a limited range of fund options tied to a single provider, and a lack of flexibility for income withdrawal, such as the absence of a flexi-access drawdown facility. Additionally, John’s old employer schemes don’t accommodate his preferences for ethical investments and fail to provide ongoing advice to ensure his plans adapt to changes in his circumstances, legislation, or risk profile. The adviser suggests that John consolidate his pensions into a more transparent, more aligned plan for better tax efficiency. The result? A plan that’s true to John’s values and the ability to receive ongoing advice as his goals and risk tolerance change.

    Did you know?

    Consolidating pensions can simplify your finances and increase the likelihood of a positive outcome—but not all pensions should be combined. A financial adviser can help you decide.
    • Investments

    Meet Alice, an Almost-Retiree

    After a long career, Alice is planning to retire in the next few years. She’s not sure whether she needs to adjust her investment strategy in the lead-up. A financial adviser helps Alice rebalance her investment portfolio by allocating more funds to lower-risk assets. They also structure them in a flexi-access drawdown. That way, she can take her retirement income as flexibly and tax-efficiently as possible. This helps Alice save up to £8,000 annually during retirement.

    Did you know?

    In most cases, you can withdraw 25% of your retirement pot tax-free.
    • Pensions

    Meet Riley, a Mid-Career Professional

    Riley isn’t quite at retirement age yet, but they’re starting to think about maximising their nest egg. They seek out help from a financial adviser. The adviser uncovers opportunities for Riley to use tax reliefs on pensions and employer-matched contributions. This results in an additional £5,000 in annual savings.

    Did you know?

    Did you know you can receive tax relief at your marginal rate when paying into a pension? For example, a basic rate taxpayer could get up to £2,000 in tax relief for every £10,000 contributed. Higher rate taxpayers could receive up to £4,000, and additional rate taxpayers up to £4,500. Consulting a financial adviser can help you determine the best option for your circumstances and goals.
    • Investments

    Meet Sarah, an Investor Seeking Better Performance

    Sarah has been investing for years, but she’s not sure if her portfolio is performing well for the risk she’s taking. She works with a financial adviser, who reviews her investments. They find a lack of diversification and suboptimal risk-adjusted returns. The adviser suggests reallocating funds to more tax-efficient options with an improved asset allocation. Now, Sarah’s portfolio is delivering better (after tax) returns (net of fees and charges) and is optimised for her risk tolerance and goals.

    Did you know?

    Regular portfolio reviews can uncover inefficiencies and improve net risk-adjusted returns.

Financial Advice in Action

Aliquam dui urna, luctus quis eleifend a, dictum auctor risus. Phasellus in imperdiet erat, ut vulputate lectus. Nunc quam erat, pharetra non condimentum quis, pharetra vel nunc. Maecenas imperdiet odio quis mi tempus blandit. Nulla facilisi. Sed sem risus, molestie at felis a, bibendum luctus elit.

Financial Advice in Action

Aliquam dui urna, luctus quis eleifend a, dictum auctor risus. Phasellus in imperdiet erat, ut vulputate lectus. Nunc quam erat, pharetra non condimentum quis, pharetra vel nunc. Maecenas imperdiet odio quis mi tempus blandit. Nulla facilisi. Sed sem risus, molestie at felis a, bibendum luctus elit.

    • Life insurance

    Meet the Smiths, a Couple Planning for a Baby

    The Smiths are excited about starting a family, but the financial realities are just starting to dawn on them. So, they decide to get help from an adviser. The adviser explains the importance of life insurance. They explain how it can provide financial security in case of unforeseen events, so the growing family’s needs—like childcare, education, and living expenses—are covered even in the worst-case scenario. The adviser then helps them choose a policy that fits their budget and accounts for future expenses. Regulated advisers have a fiduciary duty to act in their client’s best interest. This means they can only recommend policies that are truly suitable for the client. In contrast, insurance company employees aim to sell the highest priced policy possible.

    Did you know?

    Life insurance can replace lost income, cover outstanding debts, and provide a financial cushion for loved ones in the event of a serious illness or untimely death.
    • Pensions

    Meet John, a Mid-Life Professional with Multiple Pensions

    John is a professional in his mid-40s. Over his career, he’s worked for several employers. This has left him with a mix of pensions scattered across providers. John’s not sure if they are optimised or aligned with his retirement goals, so he consults a financial adviser. The adviser reviews John’s pensions and identifies several issues. The charging structure is opaque, and some funds are underperforming. There’s also an overlap in investments, a limited range of fund options tied to a single provider, and a lack of flexibility for income withdrawal, such as the absence of a flexi-access drawdown facility. Additionally, John’s old employer schemes don’t accommodate his preferences for ethical investments and fail to provide ongoing advice to ensure his plans adapt to changes in his circumstances, legislation, or risk profile. The adviser suggests that John consolidate his pensions into a more transparent, more aligned plan for better tax efficiency. The result? A plan that’s true to John’s values and the ability to receive ongoing advice as his goals and risk tolerance change.

    Did you know?

    Consolidating pensions can simplify your finances and increase the likelihood of a positive outcome—but not all pensions should be combined. A financial adviser can help you decide.
    • Investments

    Meet Alice, an Almost-Retiree

    After a long career, Alice is planning to retire in the next few years. She’s not sure whether she needs to adjust her investment strategy in the lead-up. A financial adviser helps Alice rebalance her investment portfolio by allocating more funds to lower-risk assets. They also structure them in a flexi-access drawdown. That way, she can take her retirement income as flexibly and tax-efficiently as possible. This helps Alice save up to £8,000 annually during retirement.

    Did you know?

    In most cases, you can withdraw 25% of your retirement pot tax-free.
    • Pensions

    Meet Riley, a Mid-Career Professional

    Riley isn’t quite at retirement age yet, but they’re starting to think about maximising their nest egg. They seek out help from a financial adviser. The adviser uncovers opportunities for Riley to use tax reliefs on pensions and employer-matched contributions. This results in an additional £5,000 in annual savings.

    Did you know?

    Did you know you can receive tax relief at your marginal rate when paying into a pension? For example, a basic rate taxpayer could get up to £2,000 in tax relief for every £10,000 contributed. Higher rate taxpayers could receive up to £4,000, and additional rate taxpayers up to £4,500. Consulting a financial adviser can help you determine the best option for your circumstances and goals.
    • Investments

    Meet Sarah, an Investor Seeking Better Performance

    Sarah has been investing for years, but she’s not sure if her portfolio is performing well for the risk she’s taking. She works with a financial adviser, who reviews her investments. They find a lack of diversification and suboptimal risk-adjusted returns. The adviser suggests reallocating funds to more tax-efficient options with an improved asset allocation. Now, Sarah’s portfolio is delivering better (after tax) returns (net of fees and charges) and is optimised for her risk tolerance and goals.

    Did you know?

    Regular portfolio reviews can uncover inefficiencies and improve net risk-adjusted returns.

Title

Aliquam vehicula laoreet lacus, ac vulputate purus vulputate et. Integer vitae tortor a sem elementum suscipit imperdiet sit amet eros.

Title

Aliquam vehicula laoreet lacus, ac vulputate purus vulputate et. Integer vitae tortor a sem elementum suscipit imperdiet sit amet eros.

Why Quality Financial Advice Matters

Almost one in four adults in the UK lack confidence in managing their money. That’s 20.3 million people.

What’s more, 11.5 million have less than £100 in savings.
What do these numbers tell us? We have a big money problem.
Navigating personal finances is not always easy.

Between complicated terms, changing tax laws, fine print, and the sheer volume of products available, it can feel like banks and other financial institutions are trying to confuse you.

Lorem ipsum dolor sit amet ipsum dolor sit amet

Lorem ipsum sit amet consectetur. Vel diam a semper aelementum lorem accumsan phasellus.

Advisor Name

Job Title

Lorem ipsum dolor sit amet consectetur. Lacus mi scelerisque enim et vitae pharetra magnis orci arcu. Facilisis tristique eu enim nulla cursus tortor. Urna egestas consequat faucibus amet interdum nulla aenean mi feugiat. Proin feugiat rhoncus at ipsum sit vel ac morbi augue. Facilisi eget sem ut nullam ac.

Lorem ipsum dolor sit amet consectetur. Lacus mi scelerisque enim et vitae pharetra magnis orci arcu. Facilisis tristique eu enim nulla cursus tortor. Urna egestas consequat faucibus amet interdum nulla aenean mi feugiat. Proin feugiat rhoncus at ipsum sit vel ac morbi augue. Facilisi eget sem ut nullam ac.

What to Expect from a Consultation with a Financial Advisor

Partnering with a financial advisor shouldn’t be uncomfortable or overwhelming. Instead, it should give you clarity and confidence. Here’s what you should expect:

  • 1
    Set Your Goals Finally, they’ll create a plan just for you. This strategy will help you achieve your goals.
  • 2
    Set Your Goals Finally, they’ll create a plan just for you. This strategy will help you achieve your goals.
  • 3
    Set Your Goals Finally, they’ll create a plan just for you. This strategy will help you achieve your goals.

Why Connect with Regulated Financial Advisers Through Quadvice?

  • 1
    We are all about quality It’s in our name and everything we do.
  • 2
    We are all about quality It’s in our name and everything we do.
  • 3
    We are all about quality It’s in our name and everything we do.
  • 4
    We are all about quality It’s in our name and everything we do.

The Key Benefits of Consulting Financial Advisors

You work hard for your money. Make it work for you.

Whatever stage of life you’re in, regulated financial advisers can help you avoid costly missteps and capitalise on every opportunity at your disposal. This translates into life-changing benefits.

  • More Money in the Bank Financial stress affects mental and physical health. It can lead to depression and hypertension. It’s also the number one cause of conflict in romantic relationships. Financial advice can help you become more financially resilient, so if an unexpected cost comes up, you have a plan.
  • Smarter Retirement Planning It’s never too soon to start planning for your retirement. A financial adviser will look at your current financial situation and calculate how much you’ll need to achieve the retirement lifestyle you’ve been dreaming of.
  • Greater Tax Efficiency It’s never too soon to start planning for your retirement. A financial adviser will look at your current financial situation and calculate how much you’ll need to achieve the retirement lifestyle you’ve been dreaming of.
  • Greater Tax Efficiency It’s never too soon to start planning for your retirement. A financial adviser will look at your current financial situation and calculate how much you’ll need to achieve the retirement lifestyle you’ve been dreaming of.

Why Quality Financial Advice Matters

Almost one in four adults in the UK lack confidence in managing their money. That’s 20.3 million people. What’s more, 11.5 million have less than £100 in savings.
What do these numbers tell us? We have a big money problem.

Navigating personal finances is not always easy. Between complicated terms, changing tax laws, fine print, and the sheer volume of products available, it can feel like banks and other financial institutions are trying to confuse you.

  • How do you know how much to invest and where? Are they performing their best for the risk they’re taking?
  • What about retirement—will you have enough?
  • Do you have adequate life insurance? Is it too much or not enough?
  • Are your pensions optimised? Do they offer the flexibility you want in retirement?
  • How can you maximise your tax benefits? Start a business? Buy a house?
  • Why Quality Financial Advice Matters

    Almost one in four adults in the UK lack confidence in managing their money. That’s 20.3 million people. What’s more, 11.5 million have less than £100 in savings.
    What do these numbers tell us? We have a big money problem.

    Navigating personal finances is not always easy. Between complicated terms, changing tax laws, fine print, and the sheer volume of products available, it can feel like banks and other financial institutions are trying to confuse you.

    GET AN OFFER

    Have a meeting with a financial 
advisor to win amazing offers

    Pedro Haydn

    Head of Turnkey Development Processes

    QUICK STATS

  • Certifications Certificate name goes here
  • Awards Award name goes here
  • Another Award Something else goes here
  • Another Certificate Another certificate name goes here
  • Pedro Haydn’s QUALIFICATIONS

    Advanced Qualification

    Investments

    Training & Accreditations

    Accreditations

    Financial Planning

    Financial

    MY MISSION

    “Pellentesque a diam sollicitudin, viverra lacus eu, efficitur nunc. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas.”

  • 0208 166 8476
  • Flat 10, 6 Creswell Drive, Beckenham, BR3 3FX
  • takunda.s@email.co.uk
  • Profile

    About Me

    I’m a friendly, supportive and professional financial planner dedicated to helping you make sensible decisions for your requirements. Together we will define your goals in the short and long term and create a bespoke plan to meet them.

    Chartered wealth manager specialising in but not limited to:

    • Pensions (including releasing tax-free cash)
    • Investments
    • Life and General Insurance
      Trusts
    • Tax mitigation (Inheritance/Income/Capital Gains/Dividends)
    • On-shore and off-shore bonds & investments

    Chartered qualified wealth manager that can help in all areas of financial planning and wealth management.

    I can assess your current circumstances and objectives then develop bespoke solutions, that are kept under constant review, to help you meet your long term objectives in the most financially efficient manner.

    I will also liaise with other professionals including accountants, solicitors, mortgage advisers, bespoke financing companies and will writers to help form well rounded solutions that help you and your family get your finances in order and achieve your financial goals.

    Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 23 January 2023.

    Advice and Services

    • Investments and Savings Get help generating a better return on your savings, with a full range of investment options which could include equities, funds, bonds and alternative investments.
    • Pensions Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one.
    • Retirement income (annuities, drawdown) Get help understanding and evaluating annuities vs. drawdown, or discussing the other available retirement income options for you.
    • Inheritance Planning Get help with planning your inheritance and understanding the tax implications of an inheritance you leave, or accessing an inheritance you have received.
    • Insurance and Protection Get help to understand the best level of life cover, critical illness cover and income protection for you.

    How We Help

    Our network of financial investors help with what matters most to you.

    Pensions

    Expand to read

    Sed ut elit sodales, pulvinar nunc vitae, tincidunt risus. Duis tristique, felis non luctus ultricies, odio libero vulputate eros, sed facilisis dui odio quis elit. Aliquam nec imperdiet orci. Sed consequat scelerisque lorem et consectetur. Suspendisse mattis imperdiet tempor. Vestibulum ullamcorper tincidunt felis, sed porttitor magna congue sed. Morbi venenatis varius turpis, ut pulvinar leo sagittis vitae. Mauris vitae fermentum eros. Nullam malesuada sem eu nisl condimentum consectetur. Vestibulum vitae volutpat massa, vitae sodales enim. Cras quis fermentum purus. Sed ut egestas massa, ut auctor nisl. Integer dui tortor, suscipit eu felis eget, semper rutrum mi.

    Proin faucibus elementum eros a suscipit. Etiam ac blandit lectus, quis suscipit justo.

    Curabitur vel lacinia libero, id ultricies dolor. Duis purus justo, elementum vel nisl sed, molestie vehicula magna.

    Investments

    Expand to read

    Aliquam nec imperdiet orci. Sed consequat scelerisque lorem et consectetur. Suspendisse mattis imperdiet tempor. Vestibulum ullamcorper tincidunt felis, sed porttitor magna congue sed. Morbi venenatis varius turpis, ut pulvinar leo sagittis vitae. Mauris vitae fermentum eros. Nullam malesuada sem eu nisl condimentum consectetur.

    Vestibulum vitae volutpat massa, vitae sodales enim. Cras quis fermentum purus. Sed ut egestas massa, ut auctor nisl. Integer dui tortor, suscipit eu felis eget, semper rutrum mi.

    Proin faucibus elementum eros a suscipit. Etiam ac blandit lectus, quis suscipit justo.

    Life insurance

    Expand to read

    Aliquam nec imperdiet orci. Sed consequat scelerisque lorem et consectetur. Suspendisse mattis imperdiet tempor. Vestibulum ullamcorper tincidunt felis, sed porttitor magna congue sed. Morbi venenatis varius turpis, ut pulvinar leo sagittis vitae. Mauris vitae fermentum eros. Nullam malesuada sem eu nisl condimentum consectetur.

    Vestibulum vitae volutpat massa, vitae sodales enim. Cras quis fermentum purus. Sed ut egestas massa, ut auctor nisl. Integer dui tortor, suscipit eu felis eget, semper rutrum mi.

    Proin faucibus elementum eros a suscipit. Etiam ac blandit lectus, quis suscipit justo.

    Frequently Asked Questions

    Sed ut elit sodales, pulvinar nunc vitae, tincidunt risus. Duis tristique, felis non luctus ultricies, odio libero vulputate eros, sed facilisis dui odio quis elit. Aliquam nec imperdiet orci. Sed consequat scelerisque lorem et consectetur. Suspendisse mattis imperdiet tempor. Vestibulum ullamcorper tincidunt felis, sed porttitor magna congue sed.

    What does a financial adviser do?

    Sed ut elit sodales, pulvinar nunc vitae, tincidunt risus. Duis tristique, felis non luctus ultricies, odio libero vulputate eros, sed facilisis dui odio quis elit. Aliquam nec imperdiet orci. Sed consequat scelerisque lorem et consectetur. Suspendisse mattis imperdiet tempor. Vestibulum ullamcorper tincidunt felis, sed porttitor magna congue sed.

    Is it worth paying for a financial adviser?

    Sed ut elit sodales, pulvinar nunc vitae, tincidunt risus. Duis tristique, felis non luctus ultricies, odio libero vulputate eros, sed facilisis dui odio quis elit. Aliquam nec imperdiet orci. Sed consequat scelerisque lorem et consectetur. Suspendisse mattis imperdiet tempor. Vestibulum ullamcorper tincidunt felis, sed porttitor magna congue sed.

    How much money should I have before getting a financial adviser?

    Sed ut elit sodales, pulvinar nunc vitae, tincidunt risus. Duis tristique, felis non luctus ultricies, odio libero vulputate eros, sed facilisis dui odio quis elit. Aliquam nec imperdiet orci. Sed consequat scelerisque lorem et consectetur. Suspendisse mattis imperdiet tempor. Vestibulum ullamcorper tincidunt felis, sed porttitor magna congue sed.

    At what point should you talk to a financial advisor?

    Sed ut elit sodales, pulvinar nunc vitae, tincidunt risus. Duis tristique, felis non luctus ultricies, odio libero vulputate eros, sed facilisis dui odio quis elit. Aliquam nec imperdiet orci. Sed consequat scelerisque lorem et consectetur. Suspendisse mattis imperdiet tempor. Vestibulum ullamcorper tincidunt felis, sed porttitor magna congue sed.

    Can my financial adviser see my bank account?

    Sed ut elit sodales, pulvinar nunc vitae, tincidunt risus. Duis tristique, felis non luctus ultricies, odio libero vulputate eros, sed facilisis dui odio quis elit. Aliquam nec imperdiet orci. Sed consequat scelerisque lorem et consectetur. Suspendisse mattis imperdiet tempor. Vestibulum ullamcorper tincidunt felis, sed porttitor magna congue sed.

    Content Calendly

    This is where calendly will go if possible