Your Finances.
Your Future.
Connect with trusted regulated financial advisers in the UK.
On average, those who recieve financial advice are £47,706 wealthier. Yet, most people don’t seek out expert guidance. We’re here to change that.
Financial advice is for everyone – including you. We connect you to high-quality, regulated advisers ready to help you build a lifestyle you love. That means less money stress, smarter decision-making, and more financial security.
Small Title FIeld
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What does a financial advisor do?
Is it worth paying for a financial adviser?
How much money should I have before getting a financial adviser?
Ad what point should you talk to a financial adviser?
Can my financial adviser see my bank account?
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Life insurance
Meet the Smiths, a Couple Planning for a Baby
The Smiths are excited about starting a family, but the financial realities are just starting to dawn on them. So, they decide to get help from an adviser. The adviser explains the importance of life insurance. They explain how it can provide financial security in case of unforeseen events, so the growing family’s needs—like childcare, education, and living expenses—are covered even in the worst-case scenario. The adviser then helps them choose a policy that fits their budget and accounts for future expenses. Regulated advisers have a fiduciary duty to act in their client’s best interest. This means they can only recommend policies that are truly suitable for the client. In contrast, insurance company employees aim to sell the highest priced policy possible.Did you know?
Life insurance can replace lost income, cover outstanding debts, and provide a financial cushion for loved ones in the event of a serious illness or untimely death.-
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Pensions
Meet John, a Mid-Life Professional with Multiple Pensions
John is a professional in his mid-40s. Over his career, he’s worked for several employers. This has left him with a mix of pensions scattered across providers. John’s not sure if they are optimised or aligned with his retirement goals, so he consults a financial adviser. The adviser reviews John’s pensions and identifies several issues. The charging structure is opaque, and some funds are underperforming. There’s also an overlap in investments, a limited range of fund options tied to a single provider, and a lack of flexibility for income withdrawal, such as the absence of a flexi-access drawdown facility. Additionally, John’s old employer schemes don’t accommodate his preferences for ethical investments and fail to provide ongoing advice to ensure his plans adapt to changes in his circumstances, legislation, or risk profile. The adviser suggests that John consolidate his pensions into a more transparent, more aligned plan for better tax efficiency. The result? A plan that’s true to John’s values and the ability to receive ongoing advice as his goals and risk tolerance change.Did you know?
Consolidating pensions can simplify your finances and increase the likelihood of a positive outcome—but not all pensions should be combined. A financial adviser can help you decide.-
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Investments
Meet Alice, an Almost-Retiree
After a long career, Alice is planning to retire in the next few years. She’s not sure whether she needs to adjust her investment strategy in the lead-up. A financial adviser helps Alice rebalance her investment portfolio by allocating more funds to lower-risk assets. They also structure them in a flexi-access drawdown. That way, she can take her retirement income as flexibly and tax-efficiently as possible. This helps Alice save up to £8,000 annually during retirement.Did you know?
In most cases, you can withdraw 25% of your retirement pot tax-free.-
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Pensions
Meet Riley, a Mid-Career Professional
Riley isn’t quite at retirement age yet, but they’re starting to think about maximising their nest egg. They seek out help from a financial adviser. The adviser uncovers opportunities for Riley to use tax reliefs on pensions and employer-matched contributions. This results in an additional £5,000 in annual savings.Did you know?
Did you know you can receive tax relief at your marginal rate when paying into a pension? For example, a basic rate taxpayer could get up to £2,000 in tax relief for every £10,000 contributed. Higher rate taxpayers could receive up to £4,000, and additional rate taxpayers up to £4,500. Consulting a financial adviser can help you determine the best option for your circumstances and goals.-
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Investments
Meet Sarah, an Investor Seeking Better Performance
Sarah has been investing for years, but she’s not sure if her portfolio is performing well for the risk she’s taking. She works with a financial adviser, who reviews her investments. They find a lack of diversification and suboptimal risk-adjusted returns. The adviser suggests reallocating funds to more tax-efficient options with an improved asset allocation. Now, Sarah’s portfolio is delivering better (after tax) returns (net of fees and charges) and is optimised for her risk tolerance and goals.Did you know?
Regular portfolio reviews can uncover inefficiencies and improve net risk-adjusted returns.-
Financial Advice in Action
Aliquam dui urna, luctus quis eleifend a, dictum auctor risus. Phasellus in imperdiet erat, ut vulputate lectus. Nunc quam erat, pharetra non condimentum quis, pharetra vel nunc. Maecenas imperdiet odio quis mi tempus blandit. Nulla facilisi. Sed sem risus, molestie at felis a, bibendum luctus elit.
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Life insurance
Meet the Smiths, a Couple Planning for a Baby
The Smiths are excited about starting a family, but the financial realities are just starting to dawn on them. So, they decide to get help from an adviser. The adviser explains the importance of life insurance. They explain how it can provide financial security in case of unforeseen events, so the growing family’s needs—like childcare, education, and living expenses—are covered even in the worst-case scenario. The adviser then helps them choose a policy that fits their budget and accounts for future expenses. Regulated advisers have a fiduciary duty to act in their client’s best interest. This means they can only recommend policies that are truly suitable for the client. In contrast, insurance company employees aim to sell the highest priced policy possible.Did you know?
Life insurance can replace lost income, cover outstanding debts, and provide a financial cushion for loved ones in the event of a serious illness or untimely death. -
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Pensions
Meet John, a Mid-Life Professional with Multiple Pensions
John is a professional in his mid-40s. Over his career, he’s worked for several employers. This has left him with a mix of pensions scattered across providers. John’s not sure if they are optimised or aligned with his retirement goals, so he consults a financial adviser. The adviser reviews John’s pensions and identifies several issues. The charging structure is opaque, and some funds are underperforming. There’s also an overlap in investments, a limited range of fund options tied to a single provider, and a lack of flexibility for income withdrawal, such as the absence of a flexi-access drawdown facility. Additionally, John’s old employer schemes don’t accommodate his preferences for ethical investments and fail to provide ongoing advice to ensure his plans adapt to changes in his circumstances, legislation, or risk profile. The adviser suggests that John consolidate his pensions into a more transparent, more aligned plan for better tax efficiency. The result? A plan that’s true to John’s values and the ability to receive ongoing advice as his goals and risk tolerance change.Did you know?
Consolidating pensions can simplify your finances and increase the likelihood of a positive outcome—but not all pensions should be combined. A financial adviser can help you decide. -
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-
Investments
Meet Alice, an Almost-Retiree
After a long career, Alice is planning to retire in the next few years. She’s not sure whether she needs to adjust her investment strategy in the lead-up. A financial adviser helps Alice rebalance her investment portfolio by allocating more funds to lower-risk assets. They also structure them in a flexi-access drawdown. That way, she can take her retirement income as flexibly and tax-efficiently as possible. This helps Alice save up to £8,000 annually during retirement.Did you know?
In most cases, you can withdraw 25% of your retirement pot tax-free. -
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Pensions
Meet Riley, a Mid-Career Professional
Riley isn’t quite at retirement age yet, but they’re starting to think about maximising their nest egg. They seek out help from a financial adviser. The adviser uncovers opportunities for Riley to use tax reliefs on pensions and employer-matched contributions. This results in an additional £5,000 in annual savings.Did you know?
Did you know you can receive tax relief at your marginal rate when paying into a pension? For example, a basic rate taxpayer could get up to £2,000 in tax relief for every £10,000 contributed. Higher rate taxpayers could receive up to £4,000, and additional rate taxpayers up to £4,500. Consulting a financial adviser can help you determine the best option for your circumstances and goals. -
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Investments
Meet Sarah, an Investor Seeking Better Performance
Sarah has been investing for years, but she’s not sure if her portfolio is performing well for the risk she’s taking. She works with a financial adviser, who reviews her investments. They find a lack of diversification and suboptimal risk-adjusted returns. The adviser suggests reallocating funds to more tax-efficient options with an improved asset allocation. Now, Sarah’s portfolio is delivering better (after tax) returns (net of fees and charges) and is optimised for her risk tolerance and goals.Did you know?
Regular portfolio reviews can uncover inefficiencies and improve net risk-adjusted returns. -
Financial Advice in Action
Aliquam dui urna, luctus quis eleifend a, dictum auctor risus. Phasellus in imperdiet erat, ut vulputate lectus. Nunc quam erat, pharetra non condimentum quis, pharetra vel nunc. Maecenas imperdiet odio quis mi tempus blandit. Nulla facilisi. Sed sem risus, molestie at felis a, bibendum luctus elit.
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Life insurance
Meet the Smiths, a Couple Planning for a Baby
The Smiths are excited about starting a family, but the financial realities are just starting to dawn on them. So, they decide to get help from an adviser. The adviser explains the importance of life insurance. They explain how it can provide financial security in case of unforeseen events, so the growing family’s needs—like childcare, education, and living expenses—are covered even in the worst-case scenario. The adviser then helps them choose a policy that fits their budget and accounts for future expenses. Regulated advisers have a fiduciary duty to act in their client’s best interest. This means they can only recommend policies that are truly suitable for the client. In contrast, insurance company employees aim to sell the highest priced policy possible.Did you know?
Life insurance can replace lost income, cover outstanding debts, and provide a financial cushion for loved ones in the event of a serious illness or untimely death. -
-
-
Pensions
Meet John, a Mid-Life Professional with Multiple Pensions
John is a professional in his mid-40s. Over his career, he’s worked for several employers. This has left him with a mix of pensions scattered across providers. John’s not sure if they are optimised or aligned with his retirement goals, so he consults a financial adviser. The adviser reviews John’s pensions and identifies several issues. The charging structure is opaque, and some funds are underperforming. There’s also an overlap in investments, a limited range of fund options tied to a single provider, and a lack of flexibility for income withdrawal, such as the absence of a flexi-access drawdown facility. Additionally, John’s old employer schemes don’t accommodate his preferences for ethical investments and fail to provide ongoing advice to ensure his plans adapt to changes in his circumstances, legislation, or risk profile. The adviser suggests that John consolidate his pensions into a more transparent, more aligned plan for better tax efficiency. The result? A plan that’s true to John’s values and the ability to receive ongoing advice as his goals and risk tolerance change.Did you know?
Consolidating pensions can simplify your finances and increase the likelihood of a positive outcome—but not all pensions should be combined. A financial adviser can help you decide. -
-
-
Investments
Meet Alice, an Almost-Retiree
After a long career, Alice is planning to retire in the next few years. She’s not sure whether she needs to adjust her investment strategy in the lead-up. A financial adviser helps Alice rebalance her investment portfolio by allocating more funds to lower-risk assets. They also structure them in a flexi-access drawdown. That way, she can take her retirement income as flexibly and tax-efficiently as possible. This helps Alice save up to £8,000 annually during retirement.Did you know?
In most cases, you can withdraw 25% of your retirement pot tax-free. -
-
-
Pensions
Meet Riley, a Mid-Career Professional
Riley isn’t quite at retirement age yet, but they’re starting to think about maximising their nest egg. They seek out help from a financial adviser. The adviser uncovers opportunities for Riley to use tax reliefs on pensions and employer-matched contributions. This results in an additional £5,000 in annual savings.Did you know?
Did you know you can receive tax relief at your marginal rate when paying into a pension? For example, a basic rate taxpayer could get up to £2,000 in tax relief for every £10,000 contributed. Higher rate taxpayers could receive up to £4,000, and additional rate taxpayers up to £4,500. Consulting a financial adviser can help you determine the best option for your circumstances and goals. -
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Investments
Meet Sarah, an Investor Seeking Better Performance
Sarah has been investing for years, but she’s not sure if her portfolio is performing well for the risk she’s taking. She works with a financial adviser, who reviews her investments. They find a lack of diversification and suboptimal risk-adjusted returns. The adviser suggests reallocating funds to more tax-efficient options with an improved asset allocation. Now, Sarah’s portfolio is delivering better (after tax) returns (net of fees and charges) and is optimised for her risk tolerance and goals.Did you know?
Regular portfolio reviews can uncover inefficiencies and improve net risk-adjusted returns. -
Title
Aliquam vehicula laoreet lacus, ac vulputate purus vulputate et. Integer vitae tortor a sem elementum suscipit imperdiet sit amet eros.
Title
Aliquam vehicula laoreet lacus, ac vulputate purus vulputate et. Integer vitae tortor a sem elementum suscipit imperdiet sit amet eros.
Why Quality Financial Advice Matters
Almost one in four adults in the UK lack confidence in managing their money. That’s 20.3 million people.
What’s more, 11.5 million have less than £100 in savings.
What do these numbers tell us? We have a big money problem.
Navigating personal finances is not always easy.
Between complicated terms, changing tax laws, fine print, and the sheer volume of products available, it can feel like banks and other financial institutions are trying to confuse you.
Have A Meeting With A Financial Advisor
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Cancer Research UKSchedule a meeting to donate £10 to Cancer Research UKSchedule a Meeting
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John Lewis & PartnersSchedule a meeting and receive a £50 John Lewis voucher and a £10 donation to Cancer Research UK.Schedule a Meeting
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AmazonSchedule a meeting and receive a £50 Amazon voucher and a £10 donation to Cancer Research UK.Schedule a Meeting
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Advisor Name
Job Title
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What to Expect from a Consultation with a Financial Advisor
Partnering with a financial advisor shouldn’t be uncomfortable or overwhelming. Instead, it should give you clarity and confidence. Here’s what you should expect:
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1Set Your Goals Finally, they’ll create a plan just for you. This strategy will help you achieve your goals.
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2Set Your Goals Finally, they’ll create a plan just for you. This strategy will help you achieve your goals.
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3Set Your Goals Finally, they’ll create a plan just for you. This strategy will help you achieve your goals.
Why Connect with Regulated Financial Advisers Through Quadvice?
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1We are all about quality It’s in our name and everything we do.
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2We are all about quality It’s in our name and everything we do.
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3We are all about quality It’s in our name and everything we do.
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4We are all about quality It’s in our name and everything we do.
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Takunda was very patient and articulate when explaining the various options and investment vehicles available that I might consider for investing these funds. He carefully explained how each worked and the level of risk involved.
Verified Client in London -
Takunda Sando provided clear and actionable guidance which helped simplify complex considerations and he offered solutions tailored to our specific needs. His support made the process much more manageable and less stressful.Verified Client in Sussex -
Takunda Sando evaluated our pensions and gave us various options based on our requirements. He has been clear in his explanations and ensured that we have been happy with our choices. He is very helpful, attentive and professional and a nice person to deal with.Verified Client in Kent -
Takunda was very diligent understood our need and presented some options and made a recommendation based on our circumstances.Verified Client in Surrey -
He was absolutely outstanding. He explained things so well and very simply so that I could understand. He was very kind and patient with me as I had a lot of questions! He made it feel so much easier and now I feel confident about what I am doing with my pension.Verified client in Kent
The Key Benefits of Consulting Financial Advisors
You work hard for your money. Make it work for you.
Whatever stage of life you’re in, regulated financial advisers can help you avoid costly missteps and capitalise on every opportunity at your disposal. This translates into life-changing benefits.
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More Money in the Bank Financial stress affects mental and physical health. It can lead to depression and hypertension. It’s also the number one cause of conflict in romantic relationships. Financial advice can help you become more financially resilient, so if an unexpected cost comes up, you have a plan.
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Smarter Retirement Planning It’s never too soon to start planning for your retirement. A financial adviser will look at your current financial situation and calculate how much you’ll need to achieve the retirement lifestyle you’ve been dreaming of.
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Greater Tax Efficiency It’s never too soon to start planning for your retirement. A financial adviser will look at your current financial situation and calculate how much you’ll need to achieve the retirement lifestyle you’ve been dreaming of.
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Greater Tax Efficiency It’s never too soon to start planning for your retirement. A financial adviser will look at your current financial situation and calculate how much you’ll need to achieve the retirement lifestyle you’ve been dreaming of.
Why Quality Financial Advice Matters
Almost one in four adults in the UK lack confidence in managing their money. That’s 20.3 million people. What’s more, 11.5 million have less than £100 in savings.
What do these numbers tell us? We have a big money problem.
Navigating personal finances is not always easy. Between complicated terms, changing tax laws, fine print, and the sheer volume of products available, it can feel like banks and other financial institutions are trying to confuse you.
Why Quality Financial Advice Matters
Almost one in four adults in the UK lack confidence in managing their money. That’s 20.3 million people. What’s more, 11.5 million have less than £100 in savings.
What do these numbers tell us? We have a big money problem.
Navigating personal finances is not always easy. Between complicated terms, changing tax laws, fine print, and the sheer volume of products available, it can feel like banks and other financial institutions are trying to confuse you.
QUICK STATS
Pedro Haydn’s QUALIFICATIONS
Advanced Qualification
Investments
Training & Accreditations
Accreditations
Financial Planning
Financial
MY MISSION
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Profile
About Me
I’m a friendly, supportive and professional financial planner dedicated to helping you make sensible decisions for your requirements. Together we will define your goals in the short and long term and create a bespoke plan to meet them.
Chartered wealth manager specialising in but not limited to:
- Pensions (including releasing tax-free cash)
- Investments
- Life and General Insurance
Trusts - Tax mitigation (Inheritance/Income/Capital Gains/Dividends)
- On-shore and off-shore bonds & investments
Chartered qualified wealth manager that can help in all areas of financial planning and wealth management.
I can assess your current circumstances and objectives then develop bespoke solutions, that are kept under constant review, to help you meet your long term objectives in the most financially efficient manner.
I will also liaise with other professionals including accountants, solicitors, mortgage advisers, bespoke financing companies and will writers to help form well rounded solutions that help you and your family get your finances in order and achieve your financial goals.
Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 23 January 2023.
Advice and Services
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Investments and Savings Get help generating a better return on your savings, with a full range of investment options which could include equities, funds, bonds and alternative investments.
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Pensions Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one.
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Retirement income (annuities, drawdown) Get help understanding and evaluating annuities vs. drawdown, or discussing the other available retirement income options for you.
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Inheritance Planning Get help with planning your inheritance and understanding the tax implications of an inheritance you leave, or accessing an inheritance you have received.
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Insurance and Protection Get help to understand the best level of life cover, critical illness cover and income protection for you.
How We Help
Our network of financial investors help with what matters most to you.
Pensions
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Proin faucibus elementum eros a suscipit. Etiam ac blandit lectus, quis suscipit justo.
Curabitur vel lacinia libero, id ultricies dolor. Duis purus justo, elementum vel nisl sed, molestie vehicula magna.
Investments
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Vestibulum vitae volutpat massa, vitae sodales enim. Cras quis fermentum purus. Sed ut egestas massa, ut auctor nisl. Integer dui tortor, suscipit eu felis eget, semper rutrum mi.
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Life insurance
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Frequently Asked Questions
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What does a financial adviser do?
Is it worth paying for a financial adviser?
How much money should I have before getting a financial adviser?
At what point should you talk to a financial advisor?
Can my financial adviser see my bank account?
Content Calendly
This is where calendly will go if possible
Financial Freedom Starts With a Conversation
Schedule your consultation now and get started on your journey to financial freedom – whatever that means for you.